Buying a home is the American dream
The idea that “buying a home is the American dream” is outdated—today, the real dream is financial freedom and happiness, whether you rent or own.
Most millionaires lucked into or just inherited their wealth
Contrary to popular belief, most millionaires didn’t inherit their wealth—they built it themselves through hard work, smart saving, and…
You don’t need an emergency fund if you’re rich
No matter how wealthy you are, having a dedicated emergency fund is crucial to avoid costly mistakes and protect your financial future—because…
All financial advisors are a huge waste of your money
Financial advisors are often dismissed as an unnecessary expense, but research shows they can add significant value—potentially increasing…
You need a high income to save and invest money
Contrary to popular belief, you don’t need a high income to save and invest successfully. With consistent habits, smart budgeting, and…
If you earn a high salary, that means you’re wealthy
Earning a high salary doesn’t automatically mean you’re wealthy—true wealth is built through saving, investing, and managing expenses wisely.…
Never use credit cards because the interest rate is high
Credit cards often get a bad reputation for high interest rates, but when used responsibly—paying balances in full—they can offer valuable…
Renting a house is just throwing your money away
The idea that “renting is throwing your money away” is a myth—renting can offer flexibility, lower costs, and freedom from repairs. It’s not…
You must carry a credit card balance to improve your credit score
Many believe carrying a credit card balance boosts your credit score, but this costly myth simply isn’t true. Paying your card in full each…